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LEGAL NOTICE – KREDIMO (EU & PORTUGAL)

The offers presented on this website and its ownership belong to Kredimo, a credit and financial services provider operating in accordance with European Union law and the applicable legislation of Portugal.

Kredimo is a legally registered commercial entity, with its registered office and administrative headquarters at:

Edifício Natura Towers
Rua Frederico George, nº 50
1600-012 Lisboa – Portugal

Commercial registration number: 516 987 432
Registered with the Commercial Registry of Portugal (Conservatória do Registo Comercial) under the above-mentioned number.

Kredimo is subject to the supervision and regulatory oversight of the Banco de Portugal, under Decree-Law No. 298/92 (Regime Geral das Instituições de Crédito e Sociedades Financeiras) and applicable European Union financial regulations.

Banco de Portugal authorization number: 7895

Fees, Commissions, and Charges

All fees, commissions, and charges applicable to Kredimo’s financial products are made available to the public in a transparent and accessible manner, in compliance with Portuguese law and EU consumer protection requirements, and are disclosed in accordance with the rules of the Banco de Portugal.

Information of Interest

Kredimo reserves the right to update, modify, suspend, or remove the information contained on this website at any time, as well as to limit or restrict access to certain content for technical, legal, regulatory, or operational reasons.

The information published on this website is provided for informational purposes only and does not constitute a contractual commitment unless expressly stated otherwise.

Validity of Offers

The offers published on this website are valid only in Portugal and in other European Union jurisdictions where Kredimo is duly authorized to operate.

Kredimo shall not be held liable for any discrepancies between printed materials and electronic versions of documents published on its website.

Customers have the right to request a binding credit offer specifying the applicable terms and conditions of the loan they intend to apply for. Such an offer binds Kredimo only for the legally established period and does not constitute an obligation to grant the loan, which remains subject to a prior creditworthiness assessment, in accordance with Portuguese and European Union legislation.

Anonymous Browsing

Kredimo does not collect personally identifiable information from users who browse the website anonymously. Only aggregated and statistical data, such as the total number of visits or general usage metrics, may be collected for analytical and performance purposes.

If users access the website without submitting personal data, such information cannot be associated with an identified or identifiable individual.

Security

In cases where users request information about Kredimo’s products or services, submit applications, or file complaints through forms available on the website, it is necessary to collect strictly required personal data in order to process such requests securely and efficiently.

Kredimo applies appropriate technical and organizational security measures to protect personal data against unauthorized access, alteration, disclosure, or destruction.

Processing of Personal Data

Kredimo respects users’ privacy and is fully committed to the protection of personal data. All personal data provided through this website is processed in compliance with:

  • Regulation (EU) 2016/679 (General Data Protection Regulation – GDPR)

  • Law No. 58/2019 of 8 August (Portuguese GDPR implementation law)

Personal data is processed lawfully, fairly, and transparently, and is handled with the highest standards of confidentiality and security.

Further details regarding data processing are available in the Privacy Policy and Data Protection Notice published on this website.

Customer Support and Contact

For any questions, complaints, or requests for information relating to Kredimo’s products or services, users may contact Kredimo Customer Support through the following channels:

  • Email: serviço@kredimo.net

  • Postal Address: Edifício Natura Towers Rua Frederico George, nº 50 1600-012 Lisboa Portugal

Kredimo maintains internal complaint-handling procedures designed to ensure fair treatment of customers, transparency, and full compliance with the requirements established by the Banco de Portugal.

Governing Law and Jurisdiction

This Legal Notice is governed by Portuguese law and applicable European Union regulations.
Any disputes arising from the use of this website or from the services provided by Kredimo shall fall under the jurisdiction of the competent courts of Portugal, without prejudice to mandatory consumer protection rules.

 
 
 

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