Secure your payments

We offer you the peace of mind you need to face any adversity without worrying about your payments

Get the insurance that's right for you

Direct Credit

Direct Credit

Personal Loan

For civil servants, the self-employed, and other professions

Basic Protection

Severe Disability

100% of outstanding debt

Death

100% of outstanding debt

For employed workers

Total Protection

Job Loss
Up to 12 Monthly Payments100% of outstanding debt

Up to 12 Monthly Payments

Temporary disability

Up to 15 monthly payments100% of outstanding debt
When there is total incapacity recognized by a doctor
Severe Disability
100% of outstanding debt
Death
100% of outstanding debt
For all professions

Total Protection

Job Loss
Up to 12 Monthly Payments100% of outstanding debt

In case of involuntary dismissal

Temporary disability

Up to 15 monthly payments100% of outstanding debt
When there is total incapacity recognized by a doctor
Severe Disability
100% of outstanding debt
Death
100% of outstanding debt

Advantages of Cofidis Payment Protection Insurance

Choosing a Cofidis payment protection policy offers numerous advantages that guarantee your peace of mind and financial stability during times of uncertainty. Below, we present the main benefits:

We answer your questions

To purchase it, simply go to your Customer Area and check the "My Products" section. From there you can finalize your policy. The process is simple and quick, and will offer you added peace of mind from day one

The policy amount is included in your credit or loan payment without changing the monthly payment you chose from the beginning.

Yes, you can apply even after taking out a loan or credit. It's advisable to do so as soon as possible to ensure you're covered in case of any unforeseen circumstances.

It's a policy with coverage that helps you meet your financial obligations in case of unforeseen events such as unemployment, temporary disability, permanent disability, or death . This insurance guarantees that your monthly payments will be made even when you face difficulties, thus protecting your credit history and providing you with peace of mind.

Loan insurance covers several situations that may prevent you from making your loan payments , including involuntary unemployment, temporary or permanent disability, or death.

Choosing Cofidis’ payment protection insurance policy offers numerous advantages that guarantee your peace of mind and financial stability during times of uncertainty. Below, we present the main benefits.

 

Why should you get Payment Protection Insurance?


Protecting your ability to pay is essential for maintaining your financial stability and avoiding the stress associated with unforeseen situations.

 

• Comprehensive Coverage for Your Payments: Cofidis credit or loan insurance offers complete coverage for various unforeseen situations, ensuring you can keep your payments up to date even in the most difficult times.

 

• Financial security: In times of uncertainty, it is crucial to have a plan that provides financial support.

 

• Peace of mind for you and your family: Making your payments not only protects you, but also your loved ones.

 

• Efficient claims management: The Cofidis claims process is designed to be quick and easy.

 

Cofidis payment protection insurance is an investment in your financial stability and your family’s peace of mind.