We offer you the peace of mind you need to face any adversity without worrying about your payments
For civil servants, the self-employed, and other professions
Severe Disability
100% of outstanding debt
Death
100% of outstanding debt
Up to 12 Monthly Payments
Temporary disability
In case of involuntary dismissal
Temporary disability
To purchase it, simply go to your Customer Area and check the "My Products" section. From there you can finalize your policy. The process is simple and quick, and will offer you added peace of mind from day one
The policy amount is included in your credit or loan payment without changing the monthly payment you chose from the beginning.
Yes, you can apply even after taking out a loan or credit. It's advisable to do so as soon as possible to ensure you're covered in case of any unforeseen circumstances.
It's a policy with coverage that helps you meet your financial obligations in case of unforeseen events such as unemployment, temporary disability, permanent disability, or death . This insurance guarantees that your monthly payments will be made even when you face difficulties, thus protecting your credit history and providing you with peace of mind.
Loan insurance covers several situations that may prevent you from making your loan payments , including involuntary unemployment, temporary or permanent disability, or death.
Choosing Cofidis’ payment protection insurance policy offers numerous advantages that guarantee your peace of mind and financial stability during times of uncertainty. Below, we present the main benefits.
Why should you get Payment Protection Insurance?
Protecting your ability to pay is essential for maintaining your financial stability and avoiding the stress associated with unforeseen situations.
• Comprehensive Coverage for Your Payments: Cofidis credit or loan insurance offers complete coverage for various unforeseen situations, ensuring you can keep your payments up to date even in the most difficult times.
• Financial security: In times of uncertainty, it is crucial to have a plan that provides financial support.
• Peace of mind for you and your family: Making your payments not only protects you, but also your loved ones.
• Efficient claims management: The Cofidis claims process is designed to be quick and easy.
Cofidis payment protection insurance is an investment in your financial stability and your family’s peace of mind.
1 Subject to membership conditions
Cofidis is an insurance intermediary for the entities Assurances du Credit Mutuel VIE SA and Assurances du Crédit Mutuel IARD, SA with registered office at 4, rue Frédéric Guillaume Raiffeisen, 67000 (Strasbourg, France) as well as those indicated on the website https://www.kredimo.net/ registered in the insurance register of France with number 07 023 493 as Mandataire d’assurance (MA) this circumstance can be verified on the following website: https://www.kredimo.net/www.orias.fr and in the public register of the DGSyFP ( https://www.kredimo.net/ ), authorized to operate in Spain as a branch of an EU entity under the freedom of establishment regime, having subscribed to professional civil liability insurance, in accordance with Royal Decree 3/2020, transposing Directive 2016/97 on the distribution of insurance.